Identifying Quality Basketball Shorts/Apparel Before Purchasing Out of request, I show Ballers the correct way to acquirer Basketball Shorts. Where to get them, how to buy in multiples when deals are around, how to measure yourself for the correct length and why you should wash them before the first time you wear them to play.
Sell Your Business -Maximize Sale Price If you are considering selling your business this presentation will help you evaluate your company as a strategic acquirer might. From that perspective it pays to focus on ten critical areas of value creation. The better your performance in these areas, the greater the selling price of your business. Below is our list of STRATEGIC VALUE DRIVERS:
Debt-free, cash-flush Northam Platinum acquirer or takeover Debt-free, cash-positive but underrated Northam Platinum could return to being a platinum-industry takeover target, as it was before the global economic meltdown, or it could consider using its nigh-R1-billion to acquire juniors and become an industry consolidator, RBC Capital Markets ***yst Leon Esterhuizen commented to Mining Weekly Online on Friday.
RNRL has now charged DGH of miscond Anil Ambani group alleges misconduct by oil regulator RNRL has now charged Hydrocarbon Director General of misconduct. Oct 06 It takes a software company to make the govt work TCS, Infosys, Wipro help improve the citizen's life with govt projects. Merger deals? The world prefers destination India Study showed top acquirer of Cos in developed economies was India. IIM alumni named new head of PepsiCo's Quaker unit Indian-born Jaya Kumar will be based out of Chicago. FTN: CEO salaries, how much is too much? India Inc. says it needs to pay well to attract the best talent. Oct 05 India Inc not in agreement with Govt on salary cap India Inc's response to suggestions of cap on salaries has been negative. ArcelorMittal still 'fully committed' to India World's largest steelmaker clarifies position on Jharkand, Orissa projects. Salaries are our business: India Inc tells Govt Corporate Affairs Minister Salman Khurshid warns against vulgar salaries. India Inc takes look at Khursheed's CEO salary advice Minister wants companies to refrain from giving their chiefs 'vulgar' salaries. India's economic growth to be 6.3 pc: Montek Montek said the Indian economy is showing signs of recovery. 10 simple steps to cut down your spending Experts say it is important to keep tabs on cash outflow. Forbes India: Highs and lows of Jet Airways Naresh Goyal brought in expats but ended up alienating his Indian staff. Oct 04 No 'vulgar' salaries to CEOs, Khurshid tells India Inc The Minister said the ...
News Update: Banco Santander (NYSE: STD) Leading Bidder for RBOS Branches 3/8/2010-The Times reported that Banco Santander (NYSE:STD) is the leading bidder to acquire 320 branches in England from the Royal Bank of Scotland (NYSE:RBS). The newspaper indicated that the branches require approximately 3 billion euros in emergency aid funding from the Bank of England, which the acquirer would have to supply in order for the deal to go through. Other potential suitors for the branches in clued Virgin Money, National Australia Bank (OTC:NABZY) and BBVA.
PANscan: Download and Install Learn how to download and install PANscan, SecurityMetrics solution to card data discovery. PANscan is available at: /sm/PANscan/
#1 Attack Against Hospitality Merchants Part 1 A video highlighting the #1 method of attack against hospitality merchants presented by SecurityMetrics' Director of Forensics Investigations, Dave Ellis. Visit for more information.
PANscan: Navigating the Interface Learn to navigate the interface of PANscan, SecurityMetrics solution to card data discovery. PANscan is available at: /sm/PANscan/
Hard loans in Kansas Hard loans in Kansas funded based only on equity credit score not important, Signature-Based Debit Card Transactions Signature-based debit card transactions involve two electronic messages: one to authorize the transaction and another to settle the transaction between brokers the merchant and the card issuer, at which time the consumer's account is debited. To conduct a signature-based debit card transaction, the customer typically has a VISA- or MasterCard-branded debit card linked to a deposit account. As shown in figure 8, after the card is swiped, a message about the transaction travels directly (or indirectly, through the merchant's acquirer) to the VISA or MasterCard network, from which the transaction proceeds directly (or indirectly, through the card-issuing institution's processor) to the card-issuing institution. Hard money definition General term for loans funded by private individuals as investors, and secured only by equity in real estate. Hard money loans or "hard loans" are arranged by hard money brokers sometimes called "hard lenders". As in a PIN-based debit card transaction, if the issuer verifies the relevant private investors, it authorizes the transaction and routes it back through the VISA or MasterCard network to the merchant's acquirer with the authorization. The merchant acquirer then forwards the authorization to the merchant's terminal, and the consumer signs the receipt.9 The settlement of the ...
The Acquirer Trailer Presents "The Acquirer" When master-thief Lucien Hayes learns that his fianc?e has been kidnapped and is being held as ransom for one of the most valuable artifacts on earth, he finds himself propelled down an unbelievable path of deceit, danger, and intrigue -- leading him. Starring Matt Schulze, May Andersen, Tom Sizemore. See it exclusively on
The M-Payment CodeOne Platform The acquirers and brand issuers blue ocean new frontier. This book deals with mobile payment and mobile banking technology and business opportunities; really the next big thing in evolutionary process of this trend.
Professional Acquirer in the Making Didn't realize what this kid was doing at first, but after watching for a bit I realized he was really focused on getting something so I figured I record some of his talent on my phone.
What is a strategic acquisition? Buying a Business 27: Strategic value comes from assets or capabilities acquired in the purchase which are used in the acquirer to solve problems or generate new revenue.
Watch out for disruption in the acquirer Buying a Business 20: When you are involved in an acquisition there is a lot of tension at the buyer's end. Watch out for loss of productivity and disruption.
Find hard lenders in Hialeah Florida largest database of private investors and hard money brokers not only in Hialeah Florida but also in all Florida, Michigan, Tennessee, Alabama, California and all other states. Signature-Based Debit Card Transactions Signature-based debit card transactions involve two electronic messages: one to authorize the transaction and another to settle the transaction between brokers the merchant and the card issuer, at which time the consumer's account is debited. To conduct a signature-based debit card transaction, the customer typically has a VISA- or MasterCard-branded debit card linked to a deposit account. As sin what mannern in figure 8, after the card is swiped, a message about the transaction travels directly (or indirectly, through the merchant's acquirer) to the VISA or MasterCard network, from which the transaction proceeds directly (or indirectly, through the card-issuing institution's processor) to the card-issuing institution. As in a PIN-based debit card transaction, if the issuer verifies the relevant private investors, it authorizes the transaction and routes it back through the VISA or MasterCard network to the merchant's acquirer with the authorization. The merchant acquirer then forwards the authorization to the merchant's terminal, and the consumer signs the receipt.9 The settlement of the transaction between brokers the merchant and card issuer (and the actual debiting of the consumer's account) occurs after a second message is sent ...
Zbigniew Brzezinski Human Capital. Zbigniew Brzezinski Human Capital. ............Brzezinski regards people as nothing more than ants. The Scottish Enlightenment was the period in 18th century Scotland characterised by an outpouring of intellectual and scientific accomplishments. By 1750, Scots were among the most literate citizens of Europe, with an estimated 75% level of literacy. Adam Smith (baptised 16 June 1723 17 July 1790 [OS: 5 June 1723 17 July 1790]) was a Scottish moral philosopher and a pioneer of political economics. One of the key figures of the Scottish Enlightenment, Smith is the author of The Theory of Moral Sentiments and An Inquiry into the Nature and Causes of the Wealth of Nations. The latter, usually abbreviated as The Wealth of Nations, is considered his magnum opus and the first modern work of economics. Adam Smith is widely cited as the father of modern economics. Adam Smith defined four types of fixed capital (which is characterized as that which affords a revenue or profit without circulating or changing masters). The four types were: 1) useful machines, instruments of the trade; 2) buildings as the means of procuring revenue; 3) improvements of land; and 4) human capital. In relation to human capital he defined it as follows: Fourthly, of the acquired and useful abilities of all the inhabitants or members of the society. The acquisition of such talents, by the maintenance of the acquirer during his education, study, or apprenticeship, always costs a real expense, which is a ...
'DataCell' Files European Commission Complaint against Visa, MasterCard [Assange/Wikileaks] DataCell, an Icelandic company that accepted donations on behalf of WikiLeaks, has filed a complaint with the European Commission earlier this week against Visa Europe and MasterCard Europe for halting its ability to process payments. DataCell had threatened legal action over the shut down earlier this month. But the company held off after it found a new a new payment acquirer, Valitor, willing to process payments to WikiLeaks around 7 July.
Professional Acquirer in the Making Didn't realize what this kid was doing at first, but after watching for a bit I realized he was really focused on getting something so I figured I record some of his talent on my phone.
Essential that the acquirer and the target speak the same language KPMG event - 'India Goes Global', February 18, 2009, 4.30 pm, Arun Kumar, Partner, KPMG LLP, California, US ()
Mobile Payment Codeone Codeone Mobile Payment Platform captures, consists and interfaces mobile phone payment transactions among card holders, merchants, acquirers, and issuers. CodeOne platform helps acquirers differentiate and generate new revenue from mobile payment services. Acquirer and Issuers can offer new services using M-CodeOne Mobile Payment Corporation server's APIs detailed programming interfaces and gateways to voice mail systems, SMS and GPRS networks, and the Internet. Its unique, market-based service administration feature with per-service billing support provides revenue assurance to acquirers. In addition, CodeOne Server's scalable, self-optimizing proprietary and patent pending system architecture helps acquirers and issuers protect their investment and minimize operational costs.
PCI Compliance - RSPA Project:PCI Don't Be At Risk! Visit Us At: RSPA - Retail Solutions Providers Association A National Network of IT Industry Professionals Serving The Needs Of The Retail Industry For Over 40 Years 4115 Taggart Creek Road Charlotte, NC 28208 800-782-2693 PCI Compliance doesn't have to be painful, but the consequences of non-compliance can be devastating to your business. We are dedicated to ensuring that your retail systems and your business are not at risk! More information on PCI Compliance at: The Payment Card Industry Data Security Standard is a worldwide information security standard assembled by the Payment Card Industry Security Standards Council (PCI SSC). The standard was created to help organizations that process card payments prevent credit card fraud through increased controls around data and its exposure to compromise. The standard applies to all organizations which hold, process, or pass cardholder information from any card branded with the logo of one of the card brands. Validation of compliance can be performed either internally or externally, depending on the volume of card transactions the organization is handling, but regardless of the size of the organization, compliance must be assessed annually. Organizations handling large volumes of transactions must have their compliance assessed by an independent assessor known as a Qualified Security Assessor (QSA), while companies handling smaller volumes have the option of self ...
Matt Schulze Clip from "The Acquirer"
Introducing SecurityMetrics Vision Introducing SecurityMetrics Vision, a business network threat sensor that secures merchants on the inside of their card-processing environment. SecurityMetrics Vision conducts: internal scanning, log ***ysis and alerts, wireless detection, and industry-leading firewall protection. Contact sales@ for more information.
#1 Attack Against Hospitality Merchants Part 2 A video highlighting the #1 method of attack against hospitality merchants presented by SecurityMetrics' Director of Forensics Investigations, Dave Ellis. Visit for more information.
News Update: Bank of America's (NYSE:BAC) CEO Moynihan Promises to Put Managing Risk as Top Priority 3/11/2010-Bank of America's (NYSE:BAC) relatively recent appointed CEO Brian Moynihan was able to make a good impression during his first presentation Wednesday, but Breakingviews says talking the talk is one thing, it remains to be seen if he can walk the walk. Moynihan promised to put building relationships and managing risks as his highest priorities over further acquisitions and rapid growth, however, his predecessor Ken Lewis made similar comments when he was appointed following Hugh McColl, a serial acquirer, and then he bought out Merrill Lynch and turned Bank of America into a mega bank. Nonetheless, it must be noted that while Lewis triggered some major issues and caused a public outcry, he was able to advance the bank to being a major player in its core domestic markets, retail banking, commercial banking and wealth management. Furthermore, while Merrill was beaten down when it was acquired, its still a major player in the investment banking arena.
Morning Market Snapshot: July 28, 2011 Good Morning. It's Thursday, July 28, 2011 and this is your Morning Market Snapshot. At this hour, US equity futures are mixed. Overseas, the Asian markets were mixed, while the European markets are down. Visa (NYSE:V) announced new $1B share repurchase program. The company says the financial impact from debit-free caps is manageable, and the majority of the impact from debit caps will occur in FY12. The company will soon implement a new fixed acquirer fee. Diamond Foods (NASDAQ:DMND) announced that it received clearance from the UK's Office of Fair Trading on its pending acquisition of the Pringles business from The Procter & Gamble Company (NYSE:PG). Newmont Mining (NYSE:NEM) announced that it approved full funding for its Conga and Tanami projects. Eagle Bancorp (NASDAQ:EGBN) acquired Alliance Bankshares (NASDAQ:ABVA) for $6.11 per share. Finally, Brocade (NASDAQ:BRCD) filed a motion to prevent A10 Networks from selling certain products.
Store Clerk Laughs at son admits they charge fee to use debit/credit card I went to the store to confront the clerk behind the counter for laughing at my son (hatefully) and he admitted that they charge everyone a fee that uses there credit and debit cards. He then stopped talking after he saw that I was recording the whole thing. Bully that!!! J & B Market 403 Bridgeway Ave Old Hickory, TN 37138 (615) 847-8481 From MasterCard's merchant rules - Visa has similar wording in their agreement. 5.9.2 Charges to Cardholders A Merchant must not directly or indirectly require any Cardholder to pay a surcharge or any part of any Merchant discount or any contemporaneous finance charge in connection with a Transaction. A Merchant may provide a discount to its customers for cash payments. A Merchant is permitted to charge a fee (such as a bona fide commission, postage, expedited service or convenience fees, and the like) if the fee is imposed on all like transactions regardless of the form of payment used, or as the Corporation has expressly permitted in writing. For purposes of this Rule: 1. A surcharge is any fee charged in connection with a Transaction that is not charged if another payment method is used. 2. The Merchant discount fee is any fee a Merchant pays to an Acquirer so that the Acquirer will acquire the Transactions of the Merchant. 10A.3 Charges to Cardholders Rule 5.9.2 does not apply in the European Economic Area. If a Merchant applies a surcharge for payment by Card, the amount or method of calculation of the surcharge must be clearly ...
Tengion Shares Plunge 47.38% After Potential Merger Fails Shares of Tengion (TNGN) dropped 47.55% today after the company reported that discussions for a possible stock-for-stock merger with a publicly traded company have ceased. According the company, recent increases in the trading price and volume of its common stock have driven the potential acquirer to terminate the negotiations. TNGN further states that it can fund operations sufficiently into April 2011. But the company must secure either a sale transaction or financing through equity investment or partnership or it will be forced to wind down its operations to preserve the value of its assets. Shares are down $2.61 to $2.90.
WST: 18.7 Super-Advanced M&A - Purchase Price Allocation The goal of this course is quite simple and yet extremely complex in implementation: build an all-out, full combination and merger ***ysis of target and acquirer company, integrating full projection model for both. This course will allow you to build one of the most dynamic, sophisticated and complex merger models out there, slapping together complete Income Statement, Balance Sheet, Cash Flow Statement, brand new, highly complex Debt Sweep and Interest schedule for the two companies and combined merged entity. Determine deal structure, purchase price allocation and tax deductibility, accretion / dilution and a whole host of issues. ***YOUTUBE VISITORS ONLY*** 10% off any online course, use Discount code: youtube
PANscan: What to Do With Your Results Learn how to use your PANscan results, find false positives, and secure delete card data from your system. PANscan is available at: /sm/PANscan/
Moneris Solutions customer success story An interview with the CEO of Moneris explaining how ACI Acquirer, ACI Proactive Risk Manager and BASE24 have been essential tools in 10 years of growth and ACI Acquirer has saved them over $10m in two years.
Upgrades and Downgrades: March 30, 2011 JMP Securities has reportedly downgraded Rural/Metro (RURL) to Market Perform from Outperform. The firm cited the company's acquisition by Warburg Pincus as its reason. Shares closed at $17.04. JMP Securities also downgraded Cephalon (CEPH) to Market Perform from Outperform. The firm cited the acquisition proposal by Valeant (VRX), which the firm views as attractive and thinks shareholders will ultimately accept an offer at, or near, the $73 per share price. Shares are up 29.24% to $75.93 in pre-market trading. Meanwhile, Citigroup downgraded Gannett (GCI) to Hold from Buy. The firm cited the company's lack of near-term catalysts and potential risk to Q1 estimates. Price target is lowered to $17 from $17.75. On the flip side, Peet's Coffee & Tea (PEET) was upgraded by Janney Capital to Neutral from Sell. The firm believes that the company's brand could have value to an acquirer. Janney Capital mentions Kraft Foods (KFT) and Starbucks (SBUX) as potential acquirers for PEET and thinks the deal price could be in the $55 to $60 per share range. Price target is $42. BofA/Merrill reportedly upgraded Tibco (TIBX) to Buy from Underperform. The firm cited valuation and expectations for market share gains. Price target is $31.
Selling your Financial Planning Practice - The Acquirer's Side
Visa, MasterCard Block WikiLeaks... Again BY: EMOKE BEBIAK Is it possible? Did Visa and MasterCard lift their ban on processing donations to WikiLeaks? For a couple hours on Thursday, it seemed the answer was yes. Philadelphia's FOX affiliate WTXF reports... "WikiLeaks has reportedly started accepting credit card donations again. Payment processor DataCell says Visa and MasterCard were again processing payments to WikiLeaks..." But it was too good to be true. As San Francisco's KTVU reports, not long after the news broke, Visa put an end to processing donations. "Visa says it has once again shut down its donation channel to Wikileaks after briefly accepting payments." So what was going on? IDG News talks to DataCell, the payment gateway handling donations for WikiLeaks... "DataCell CEO Andreas Fink said his company had found a new payment acquirer, Valitor, willing to process payments to WikiLeaks, and accepted thousands of donations to the whistle-blowing website before running into problems around 3.30 am Icelandic time." The problem the company ran into was, well, Visa. The Atlantic Wire clarifies Visa didn't authorize the new gateway and soon shut down the operations. The company says in a statement... "An acquirer briefly accepted payments on a merchant site linked to WikiLeaks. As soon as this came to our attention, action was taken with the suspension of Visa payment acceptance to the site remaining in place." But a lawyer representing WikiLeaks tells Forbes Visa must have known about what its payment ...
V4. The EV/EBITDA Ratio In order to address some of the shortcoming of the P/E Ratio - or at a minimum, try to provide additional information, another ratio that is very commonly used used is the EV/EBITDA ratio. Like the P/E ratio, this ratio uses one year of data and tries to establish a relationship between the value of the company and some measure of profitability. In order to adjust for the fact the earnings are influenced by interest cost, tax charges, depreciation and amortization - none of of which is directly linked to the operations of the company, this ratio compares this to the Enterprise Value of the company, which is the Market Capitalization (the market value of the equity (P x number of shares)) plus the net debt (debt - cash). This measure therefore compares a broader measure of the company's value - one which includes net debt which an acquirer would have to assume, and compares it to EBITDA - a measure of the operating earnings of the company, thereby neutralizing the effect of varying interest levels between companies and depreciation policies. The EBITDA measure is not perfect, but clearly one can argue that it 'cleans' the earnings to provide a number that is more reflective of the operating performance of the company. The drawback that it only looks at one year's worth of data remains.
DUG 2011 - Three Tracks To Success In Unconventional Resources Three top executives—from a major, a large independent with international interests, and a NorthAmerican-focused operator—talk about their strategies for success, and how unconventional resources fit into their portfolios. Major Royal Dutch Shell is bullish on gas for many reasons, and its investments show a strong commitment to developing shale resources. Shell entered the unconventional resource arena with its purchase of tight-gas assets at Pinedale in the Green River Basin in Wyoming, and followed that with 700000 additional acres in the Marcellus shale and 250000 acres in the Eagle Ford shale. Newfield Exploration, a mega-independent with assets in China and Malaysia, has garnered success by pursuing a diversified portfolio and focusing on margins. Newfield objectively evaluates investments and selects those most likely to be successful. This focused diversity has delivered investment flexibility. For US independent SM Energy Co., success has come from a hard evaluation of company strategy. SM Energy transformed itself from a niche PDP acquirer with a large footprint to a company tightly focused on multi-pay basins and emerging plays. It also beefed up its operational and technical control by divesting non-operated properties and seeking high working interests. SM Energy's new strategy has paid off: reserves are higher, finding costs are much lower and its multiples have improved dramatically.
Lara Croft Tomb Raider Theatrical Trailer ~ "Lara Croft, a proper British aristocrat groomed at schools for the children of the elite. Croft leads a double life, however, as an acquirer of lost antiquities through questionable means, highly trained in combat skills with the help of a robotic opponent called Simon. Despite her exciting profession and a life of wealth and breeding, Lara pines for her father, Lord Croft (Jon Voight), whose passing left her orphaned. On the eve of a celestial event that will also mark the anniversary of Lord Croft's death, Lara comes up against an ancient organization called the Illuminati, represented by the sinister Powell (Iain Glen), who's in pursuit of an ancient relic with power over time and even death itself. With the aid of her high-tech support team, Lara travels to some exotic locales in search of the artifact, including a foray into a decrepit Asian temple guarded by lethal stone apes and other creatures that spring to life. Filmed at various locations in Great Britain as well as Iceland and the Angkor Wat temples of Cambodia, Tomb Raider co-stars Noah Taylor, Chris Barrie, Daniel Craig, Rachel Appleton, Leslie Phillips, Mark Collie, and Julian Rhind-Tutt." [Karl Williams, Rovi]
Can BA help a prospective acquirer, greatly Interview with Phani Nagarjuna, Founder & CEO, Nuevora, March 3, 2009, 1 pm
[SIM LEAGUE] 76ers Acquirer J-Rich Baron and JRich re-unite!
Brazil stockmarket hits new upward trend The Brazilian stockmarket has risen once more, creating a sixth week of rises and signalling the longest upward trend in 11 months. The incline follows news that the economic outlook for Brazil's two biggest trade partners, China and the US, has been boosted. Alongside one of the country's major banks, Banco Bradesco SA, leading a rally of financial stocks, Brazil's state-controlled oil company, Petroleo Brasileiro SA, also bounced back from a 19-month low. Brazilian card acquirer Cielo SA also advanced after Goldman Sachs Group Inc. recommended buying the stock.
PANscan: Introduction PANscan is free software that helps businesses locate unencrypted credit card data on business networks. It's available at /sm/PANscan/
The Acquirer Trailer When master-thief Lucien Hayes learns that his fiancée has been kidnapped and is being held as ransom for one of the most valuable artifacts on earth, he finds himself propelled down an unbelievable path of deceit, danger, and intrigue -- leading him to the ultimate heist. Join series star Matt Schulze ("The Fast and the Furious," "Blade II") in this explosive action-thriller as he rides the rails of life and death. Once "The Acquirer" begins, there's no escaping its breathless intensity and heart-pounding action.